Many people who contact us just assume that the doctor has enough insurance to cover the claim for medical malpractice.
There is no requirement under Maryland law that a doctor have any malpractice insurance. But most do.
However, most private practice doctors carry 1 million dollars in coverage. While that may sound like a lot, if you are hurt badly, the high cost of future care could exceed 1 million dollars.
Hospitals generally have much more coverage than a doctor in private practice.
In some cases, there is no coverage if the doctor has not not paid the premium or has been cancelled.
So just know that just because a doctor is a doctor, he or she may not have as much insurance as you think.
If you have any questions about medical malpractice, please call us toll free at 1-800-299-HURT or fill out the contact form on this page or on any page of our website.