Parents ask me if their Maryland health insurance or Medical Medicaid will pay for all the therapy needed for their child needed because of a birth injury. In most cases, insurance will pay for some, but not all. For example, let's say your child should have occupational and physical therapy 3 times a week. Insurance or Medicaid may only allow 1 time per week. Often times, these therapies are provided in the schools. The same limits on the amount of therapy can happen in schools.
What can a lawyer do about this?
If a birth injury lawsuit is successful, the responsible party ( i.e. doctor or hospital) will have pay for the needed therapies. How is this determined? An expert, called a life care planner, is hired as part of the lawsuit. The job of the life care planner is to provide a detailed report listing all the medical treatment a child will need. Under the law of Maryland, the responsible party has to pay the needed medical expenses. You should not have to rely on your insurance or your Medicaid.
If you have any questions about what what compensation your child may be entitled to you, call Frank Spector at 443-845-1456. You can also fill out the contact form and Frank Spector will contact you right away.